Buying an Older Home in San Clemente: What I Look For Before My Buyers Fall in Love
Older homes are part of what gives San Clemente its character. Here's how I look past the remodel and figure out what a buyer is really getting.
One of the things I like about showing homes in San Clemente is
that you can drive a few minutes and feel like you're looking at homes from
completely different eras.
In Talega, you may be walking through a home built in the 2000s.
Head toward some of the older coastal neighborhoods and you may be looking at a
Spanish-style home, a beach cottage, or a hillside property that's been there
for generations.
I don't see that as a negative. Some of the older homes in San
Clemente sit in locations that would be very hard to duplicate today. They may
be close to the beach or downtown, on an established street with mature
landscaping, or on a lot that simply has more character than what you find in
newer development.
What I do differently with an older home is slow down a little.
It's easy to walk into a beautifully remodeled kitchen, see new floors and
bathrooms, and feel like the whole house has been redone. Sometimes it has.
Sometimes most of what you're seeing is cosmetic.
That's why I come back to one thought with older homes: old isn't
the problem. Unknown is the problem.
A well-maintained older home with thoughtful updates can be a
terrific purchase. I just want my buyers to understand what has been done, what
hasn't, and what may deserve a closer look before they make the house theirs.
I Start With the Location, Not the Year It Was Built
I would never cross a San Clemente home off the list just because
it was built in the 1940s, 1950s or 1960s. The first thing I want to understand
is what we're getting because of the location.
San Clemente was founded in the 1920s around Ole Hanson's vision
of a Spanish Village by the Sea, and many older homes remain part of the
character of established areas such as Central San Clemente, the Pier Bowl,
North Beach and Southwest.
Maybe the house gives you a walk to the beach that would be
difficult to find elsewhere. Maybe it has an ocean view, an unusual lot,
proximity to Avenida Del Mar or just a street you love. Those things matter
because you can renovate a house. You can't move the lot.
Once I know the location makes sense, then I want to understand
the house sitting on it.
A Remodeled House Is Not Always an Updated House
This is probably the biggest distinction I want buyers to
understand.
I've walked through plenty of homes where the kitchen looks brand
new, the flooring is beautiful and the bathrooms photograph perfectly. That's
great, but it doesn't tell me the age of the plumbing, what was done to the
electrical system, the condition of the sewer line, how old the roof is or
whether an addition was permitted.
So when I see 'completely remodeled' in a listing, I don't take
that phrase at face value. I want to know what completely remodeled actually
means for that particular house. Was it mainly finishes, or were the major
systems addressed too? When was the work done? Were permits required? If they
were, were they obtained?
I'm not looking for reasons to dislike the house. I'm trying to
separate what we can see from what we still need to learn.
Permit History Is Worth Checking
Older homes can have long stories. A patio may have been enclosed
years ago. A room may have been added. A garage may have changed. Someone may
have rebuilt a deck, moved walls or added a second story.
Some of that work may be recent and well documented. Other changes
may go back decades.
The City of San Clemente allows buyers and sellers to request
property information, including permit and inspection records, square-footage
notes and, when relevant, planning or engineering history. I like having that
option because the paperwork can help explain how the house got from its
original form to what we're looking at today.
I don't expect every older property to have a perfectly simple
history. But if the house in front of me doesn't seem to match the information
we have, I want to understand why before we move on.
Electrical and Plumbing: I Want More Than New Fixtures
New switches and outlets can make an older house feel updated, but
they don't tell us everything about the electrical system. That's where the
appropriate inspector or electrician comes in. I want the buyer to understand
the panel, wiring and any significant work that has been done, particularly if
parts of the house were added or remodeled at different times.
Plumbing is similar. A new faucet tells us almost nothing about
the pipes behind the wall. With an older home, I want to know what we can about
the supply lines, drains and major plumbing updates.
I also don't want to forget the sewer lateral. It's out of sight
during a showing, which makes it easy to ignore, but depending on the property,
a sewer inspection can be very useful.
Drainage Is One of Those Things I Pay Attention to in San Clemente
San Clemente has hills, canyons, slopes and coastal bluffs. Homes
can sit above their neighbors, below them or against a hillside. Because of
that, I pay attention to where water is supposed to go when it rains.
Does the lot slope toward the house? Are there drains? Do they
appear to be maintained? Are there retaining walls? Is there visible evidence
of past moisture? Has the grading around the house been changed over the years?
I'm not a drainage engineer or geologist, and I don't try to play
one. What I can do is notice something that deserves a better answer and
recommend that we bring in the right professional when needed.
On a sunny San Clemente afternoon, drainage is probably the last
thing a buyer is thinking about. That's exactly why I try not to forget it.
I Look at the Outside Before the Remodel Distracts Me
When I arrive at an older home, I spend some time outside before
getting caught up in the interior. I want to look at the roof, windows, doors,
stucco or siding, trim and the general condition of the exterior.
I'm also looking for the overall pattern of maintenance. Does it
feel like the house has been cared for consistently, or does it look like most
of the money went into the parts buyers see first?
Neither answer automatically makes or breaks the deal. It just
helps me understand where we should spend more time during inspections.
Living Near the Ocean Comes With Its Own Maintenance
The ocean is one of the reasons people pay a premium to live in
San Clemente, and I certainly wouldn't talk anyone out of a coastal home
because of salt air. But I do think buyers should respect what the coastal
environment can do to exposed materials over time.
Depending on how close the home is to the coast and how exposed it
is, I'll pay attention to railings, gates, exterior hardware, windows and
doors, HVAC equipment and other metal components. If I see corrosion, it
doesn't mean the house is a problem. It means we look closer and understand
what maintenance may be involved.
Decks, Balconies and Retaining Walls Deserve More Than a Quick Look
San Clemente homes make great use of outdoor space, especially
when there's a view. A deck or balcony can be one of the best parts of a house,
but on an older property I don't treat it as decoration. I want the inspector
to look at how it appears to be constructed and maintained, including visible
waterproofing concerns or anything that warrants further evaluation.
The same goes for significant retaining walls, terracing and
hillside improvements. If those features are an important part of the property,
I want to know what we can about their history and condition rather than
assuming they've always been there and will always be fine.
A great ocean view naturally makes you look outward. Every once in
a while, I want to remind buyers to look down too.
Cosmetic Remodel vs. Systems Remodel
Here's an easy way to think about it. Imagine we're looking at two
older San Clemente homes.
The first one photographs beautifully. New kitchen, new bathrooms,
wide-plank flooring, designer lighting and fresh landscaping. The second isn't
nearly as impressive online. Its kitchen is older and the bathrooms are dated,
but the owner has spent years taking care of major systems and infrastructure.
Which one is the better buy? I couldn't tell you from those facts
alone, and that's the point.
The beautiful remodel may be excellent from top to bottom. The
dated house may need more work than we think. Either could be the better
property once we know the whole story.
I just don't want a buyer to confuse 'pretty' with 'done.'
Historic Homes Are a Separate Conversation
San Clemente still has designated historic resources tied to the
city's early development and Spanish Colonial Revival character. If a home is
designated historic, or if a planned project could be affected by
historic-preservation rules, I want to know that before a buyer starts making
big remodeling plans.
The City maintains historic-resource information and advises
owners considering improvements to designated historic structures, and in some
circumstances nearby structures, to review the applicable preservation
requirements.
That doesn't make a historic home a bad choice. Quite the opposite
- some of these properties are a special part of San Clemente. It simply means
the buyer should understand what comes with the house.
If the House Only Works After a Major Remodel, Do the Homework First
This comes up all the time. A buyer walks into an older home and
can immediately see what they want it to become: add square footage, open the
kitchen, change the roofline, build a deck or rework the back of the house.
Maybe all of that is possible. But I don't want someone paying for
the future version of a house before we've done enough homework to know whether
that version is realistic.
San Clemente has zoning, building and planning requirements, and
some properties can also involve coastal, historic or area-specific design
considerations. The City itself recommends contacting Planning or Building
before finalizing improvement plans because setbacks, height limits and other
requirements can affect a project.
If the purchase only makes sense because of a major future
remodel, investigate that early. Buy the house that exists unless you're
comfortable with the path to creating the one you're imagining.
Insurance Is Something I Want Addressed Early
I also don't like leaving insurance until the end of the
contingency period. With an older home, an insurer may ask about things such as
the roof, electrical, plumbing, prior claims or other property characteristics.
The seller having insurance doesn't tell us exactly what your
coverage or premium will look like. I want the buyer getting real information
on the actual property they're purchasing while there's still time to deal with
any surprises.
The Inspection Is Where We Start Connecting the Dots
I don't look at a home inspection as a pass-or-fail test. It's
information.
On an older home, I want a good general inspection to help us
understand the major systems, visible defects and deferred maintenance. From
there, the property may tell us that we should get another opinion on the roof,
sewer, electrical, plumbing, drainage, structure, foundation, HVAC, chimney,
pool or geological conditions.
That doesn't mean every older home needs ten different
specialists. It means we follow the evidence instead of ordering inspections
just to order inspections.
What I Am Really Looking for During the Showing
By the time we walk through the front door, I've already started
forming questions about the street, the lot, the slope, drainage, exterior
condition, roofline, additions, decks, retaining walls and neighboring
properties.
Inside, I'm trying to figure out whether the home feels like one
thoughtful renovation or a series of projects completed by different owners
over several decades. I'm looking for things that don't quite make sense,
because those are usually the things I want explained later.
And yes, I still appreciate the beautiful kitchen. I just don't
want the kitchen making the decision for us.
Frequently Asked Questions About Buying an Older Home in San Clemente
Is it a bad idea to buy an older home in San Clemente?
Not at all. Some older homes offer locations, architecture and
character that are difficult to reproduce. I care much more about the home's
condition, maintenance, updates and history than I do about the year on the tax
record.
What should I inspect on an older San Clemente home?
Start with a thorough general home inspection. What comes next
depends on the property and what that inspection reveals. A sewer scope, roof
evaluation, electrical or plumbing review, drainage or structural evaluation,
or another specialist may make sense in a particular situation.
How do I check permits on a San Clemente house?
The City of San Clemente allows property-information requests for
permit history and inspection records. Planning and engineering history can
also be requested when relevant. I like to start that process early because the
City notes that records requests can take time.
Are there historic homes in San Clemente?
Yes. San Clemente has designated historic resources connected to
its early development, including its Spanish Colonial Revival heritage. If
you're considering a designated historic property, it's worth understanding the
preservation rules before planning significant changes.
Can I remodel an older home near the beach?
Often, yes, but the answer depends on the property and the
project. Zoning, building rules, coastal requirements, historic status and
area-specific design standards can all matter. If the remodel is essential to
your decision to buy, investigate it before closing.
Should I worry about salt air?
I wouldn't avoid a coastal home simply because of salt air. I
would pay attention to exposure and maintenance. Exterior metal, railings,
hardware, windows, doors and mechanical equipment may show coastal wear
differently depending on the location.
Is a remodeled older home better than one in original condition?
Not automatically. A good remodel can add tremendous value, but I
want to know whether the work was mostly cosmetic or whether major systems were
addressed too. The condition of the whole property matters more than how well
it photographs.
My Bottom Line
I like San Clemente's older homes. They're part of why the city
doesn't feel like every other coastal community in Southern California.
A Spanish-style home near downtown, a beach cottage in Southwest,
an older property near North Beach or a hillside house that's been looking
toward the ocean for decades can offer something genuinely hard to recreate.
So I don't want buyers to be afraid of an older house. I want them
to understand it.
If we find one in a location you love, I'm going to help you
figure out what has been updated, what hasn't, what deserves another look and
what you may realistically be able to change later. Then we can weigh all of
that against the things the property gives you that can't be changed - the
street, the lot, the view, the architecture and the location.
That's why I keep coming back to the same idea: old isn't the
problem. Unknown is the problem.
The more of those unknowns we can turn into answers before you
buy, the better decision you can make.
Tom Bertog
Tom Bertog Real Estate | San Clemente, CA
Serving Orange County since 1989
